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Insurance Professionals Are
NOT All The Same!

Ask your average main street insurance agent about "Latent Construction Defect Exposure?"

Ask about the exposures a contractor faces with "Prior Work Performed," "Sunset Clauses" and "Extended Reporting Period" endorsements and/or exclusions and why it is vital that he/she understands, and can explain why, an "Occurrence" can be continuous over many years.

Unfortunately, many contractors believe their "average main street insurance agent" can do a perfect job advising and protecting them with appropriate insurance coverage's.

It simply NOT true! Worse yet, it's a good bet at some point it WILL come back and seriously harm the contractor from a coverage aspect and/or financially.

Fact: The diversity of "Contractor Coverage Forms" in today's contractor insurance marketplace is complex and MUST be taken seriously and monitored constantly.

Insuring contractors is a serious business and should be left to those with proven expertise and experience.


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Select From Currently Available States:    

 
Type of Coverage Needed: Commercial Vehicle
General Liability
Property/Equip. Floater Coverage
Workers Compensation
Builders Risk Insurance
 
Your Name: *
BUSINESS Name:
Mailing Address:
City:
State: *
Zip/Postal: *
E-Mail (REQUIRED):
E-Mail again for accuracy:
Phone: *
Fax (optional):
Website Address, if you have one:
 
Business Underwriting Information
Type of operation:
Describe Operations in Detail:
 
Currently Insured? Yes No
Name of Carrier & how long insured?
Claims in Last 5 Years? Yes No
Describe claims in detail:
 
Years in business:
Years experience in field:
Percentage of work residential:
Percentage of work commercial:
 
Number of Active Owners:
Number of Employees: 0   1   2   3+
Annual Employee Payroll: $
Annual Gross Sales: $
Location Square Footage
 
Do you subcontract work? Yes No
(If yes, what percentage of your work
is subbed, and what kind of work?)
 
Liability coverages:
Limit of Liability: $300,000
$500,000
$1 Million
 
 
Property coverages:
Building Coverage: $
Personal Property Coverage: $
Loss of Income: $
Deductible: $500 $1,000
$2,500 $5,000
 

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